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Myths About Passive Investment

There is a big amount of false info that’s been circulating about the subject of active and passive investment. As a matter of fact, it stirs a lot of debate to many for quite some time. Apart from that, there is much at stake from salaries of fund managers to retiree’s savings. What’s unfortunate for investors is that, it is not possible to try out other investment opportunities. Instead, it is requiring a great deal of great deal of analysis and research to choose a strategy. It is vital that you recognize the facts from fiction in order to come up with a well informed decision on how you will be able to invest your hard earned money in the best possible way whether you lean on passive or active investment.

To help you refine the debate between these two subjects, here are some facts that can clear up your doubts in passive investment.

Number 1. There is no action – if just passive investing was as simple as placing money in index fund and wait for all money to roll in. The truth is, passive investors can work as performers of portfolio observation, discipline and construction.

When developing a portfolio together with passive investments similar to index funds, the action begins by allocating money strategically among varieties of asset classes that can help in achieving long term financial goal. Say that these allocations have changed, more action will be found with passive investors especially those who are rebalancing their portfolio diligently by making trades return to assets back to its original level.

Number 2. Passive investing attains returns that are below market averages – average returns are in the eye of investors even though this is true due to the cost. Index funds are seeking to replicate market index so even if they do accurately, it will still be below average for the net of fees. Index funds on the other hand typically have lower costs than active funds meaning, they have better probabilities to get near market averages for a longer period of time.

Active funds are also charging higher fees for personnel to perform research and trades which eats away at returns as well as contribute to abysmal historical record of matching or even beating market averages.

Number 3. Passive investing is deemed as cookie-cutter strategy – the detractors of passive investment believe that it can’t beat its counterpart, the active investments because they’re not managed tactfully to change with market swings or to take advantage of future events. Actually, there is a benefit from uniformity of passive investing because the same strategy may be applied from one investor to the other.

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Passive Investing Ideas You Can Have

When you want to have an additional income, there are different ways that you can get some extra money apart from having a part-time job. However, what if you no longer have to extra time or energy to spend for such kind of job. Because of this, you need those passive income ideas. There are surely ways that you can make money with little investment of effort and time on your part. A big advantage to this is when you would try to pay off the debt fast, then this will be a great help. Here are a few passive investing ideas that you can get.

You may invest in a lending club. Probably, there is no passive income which is more perfect than getting interest on those safe investments like the treasury securities as well as bank certificates of deposit. These instruments do pay paltry returns that is less than one percent. It can be passive income to the finest but you will never be able to relax on returns which are that low.

This is why it is really a great time that you go for the lending club. Know that there is peer-to-peer online-based lending platform in which people would get loans and the investors are going to offer funds for these loans. Definitely, the lending club offers an opportunity to earn the interest rates in the excess of 10 percent a year and such is around 10 times of what you would earn on the conventional interest-bearing investments.

Another idea for passive investing is that you go for the index funds. You have to understand that the index funds are actually a kind of mutual fund offering you a way for you to invest in the stock market which is passive. For instance, if you are going to invest money in the index fund, which is based on the S&P 500 index, then this means that you are going to be invested in the general market and you don’t have to be concerned with selecting investments and also rebalancing the portfolio and know when to buy or sell from individual companies.

On the other hand, if you have that passion for photography, then you may put the photography to work on the web. If you like this, you can convert such into a passive income source. You must know that the photography sites can offer you with those platforms wherein you can sell the photos. They can provide you with a flat fee or percentage fee on each photo that is sold to the client. This means that a single photo can represent one passive income opportunity because this can be sold again and again.

These are some of the passive investing opportunities which you can opt for. These options, you may make money.

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All Things You Need To Know About Passive Investing

Many people choose passive investing since they want a hands-off approach to daily management of their business or their portfolio. To put it simply, passive investing means that you are entrusting an expert with the day-to-day management of your portfolio or business. There are many methods which you can follow in order for you to become a successful investor – look for effective investment strategies.

If you want to live an easy life and wanted to reap many financial benefits, then passive investing is the best choice. If it is your goal to retire early, then it is advisable that you start passive investing today. It is critical that you start passive investment today if you are over 40 but not over 50 years old. You must make sure that you always encourage yourself and that you don’t make the mistake of telling yourself that you cannot do and afford passive investing. If you want to save yourself from becoming a financial and emotional wreck, then passive investment management or strategy is the answer. However, before you start doing passive investments, it is very important that you consider some few things first. It is also necessary that you take the time to study what passive investment is all about before you begin. It is also advantageous if you take the time to read articles found on the web or blogs that provide useful information about you can become successful through passive investments.

Bear in mind that just like any other investments, passive investments can also be risky. That is why it is very important that you have a passive investment strategy in order for you to minimize the risks. There are a lot of useful information you can find on the Internet today that will give you ideas on how to reduce market risks in passive investments. It is also beneficial if you take the time to ask for some tips or advice from your friends, families, fellow businessmen, or people you know who have experienced doing passive investments. You need to take it slow when doing passive investments and don’t be in a hurry.

You must know that there are numbers of experts or professionals out there who can assist you with passive investments. It is very important that before you seek for an advice to a particular passive investment professional, it is very important that you check his or her profile first – make sure that they have outstanding credentials and excellent background history. You should also make sure that the passive investment professional has considerable experience in passive investing and is knowledgeable about triple net properties. Check whether or not that particular professional has received proper training. Without a doubt, doing correct passive investing can make you become successful. Stay positive all the time and don’t get easily discouraged.

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Understanding the Benefits of Passive Investments

Passive income such as real estate investment is one of the key factors that an individual can gain wealth. Passive investment is an investing strategy which aims to maximize returns on the long run, through keeping the amount of selling and buying to a minimum level. The main concept of passive investment is avoiding fees and drag on the performance that can potentially occur in frequent trading. Passive investment is not an immediate source of income to build wealth in a fast-paced manner, rather it takes a slow process but steady wealth over time. Passive investment is also referring to buy-and-hold strategy, wherein it involves the process of an investor buying a security with the intention of owning it for many years. Investors in passive investments are not after the profit gained through short-term price fluctuations or “time the market”, but rather the positive returns gained in a given enough time.

What are the different passive investment strategies? The different types of passive income are real estate or rental income, interest income, royalty income, dividend income, membership fees, advertising income, affiliate income, business income, pension income and donation income. Enjoy your vacation locally or abroad but still earn through real estate investments, because these can be leased such as building and office spaces, and you can earn without too much effort. The younger you invest on real estate income, the sooner and the longer you will taste the sweet of this kind of passive income. You can also earn passive income through movable rental properties such as vehicles and other equipment.

For interest income, you must have enough money in order to gain interest such as your investments in bank deposits and lending to your debtors. Royalty income can be earned through royalty fees paid by those who are interested with your talent such as by publishing a book for being a popular writer, writing a song or being a great singer to earn music royalty fee, from licenses for using software, your photos for being a professional photographer and trademark for franchising. In dividend income, if it is managed properly can minimize the risks involved in dividend income earned though stocks and shares of an ownership of a corporation. In dividend income, an investor must be guided by the right knowledge, skills and attitude to the proper discipline about investing in stocks and other securities. Membership revenues can be earned through golf club, fitness gym, and membership websites that contain useful and unique contents where users or members pay a regular membership fee to be able to access those contents. The contents of your website can be in a form of software, applications, podcast, videos, articles and scripts. Advertising and affiliate passive income generating sources can be earned through generating blogs and websites through direct advertising, third-party advertising and affiliate marketing.

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Learn Some Facts about Passive Investment

Some would consider passive investment, as the name implies, as the laziest investment plan, a couch potatoes plan, and other terms that are not positive about this kind of investment. These investors have overlooked the fact that passive investment can also gain good rewards after time as long as being managed carefully. Passive investment has its own benefits, even if the stock picking methods are not as glamorous as the active investment, that seasoned investors will find surprising.

The one tool that is said to save an investor from going into a financial and emotional turmoil when the stock market crashes is passive investment. Investors usually look and buy the best investment opportunity available in order to make big money. What investors sometimes fail to see it is that, buying as many investments and keep them for a longer period of time, will help them maintain their financial portfolio on the right track.

When dealing with passive investments, it does not imply that you buy and forget about it all together. It would mean having to spend some time to re-balance your portfolio in order to have a balance in keeping good performing companies under control. In deciding your investment goals, it is suggested that you still get some professional help even if you are an expert in your passive investment. Still it is advisable that you are able to determine your investment goal, that you know when you need to achieve that goal, and how much investment you need in order to reach that goal.

Know that passive investments are still exposed to market risks just like any other investments. Understand though that passive investment does not make your portfolio a fail proof investment and the future does not hold the same outcome. Before investing, the things that you should look into first are the available lower rates, the present better tax benefits, and the consistent style that will give you more earnings for a long period.

One advise before deciding on what style of investment you like to go is to talk to an advisor to help you decide which investment plan is best for you.

In order to generate income from passive investment, there are some ways to look into. We have to consider ways and opportunities relating to safety, profitability and also liquidity.

Both investment and income are considered in the meaning of safety. Changing market condition, economic slowdown and social unrest are factors that could affect your investment. Whatever is the circumstance, the income from your passive investment should always be there so that your investment is safe.

When you invest, consider also the liquidity of the investment as a big deciding factor.

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How To Select A Good Cell Phone Plan For A Business

A mobile is pertinent to business and it has been ranked as one of the top business tools for any business because they play a major role in the communications infrastructure of any business despite the industry that is in and it is known that a missed text, a missed call or the inability to access a site can cost a company millions. Most cellular providers will try to impress the market with funny and eye-catching advertisements and there are a lot of new handsets that have new features that the users cannot live without and the decision to equip the workforce and which of the services providers can partner with the business to make a huge difference on the bottom line.

It is vital to note that the first decision in getting a cell phone plan for the firm is by determining if the company is right to go for business and the business owner needs to look at the business and decide how the cell phones are going to be used to address the communication needs of the firm and what the primary business drivers for the communication needs are. It is amazing to state that cell phones are crucial when mobility is a major issue but there are some benefits for companies such as law firms that have people that spend a lot of time in the office on the phone with customers and for such people a cellphone would not be of much help.

A known fact is that the business owner needs to research the company calling habits by obtaining some copies of past phone bills to get an exact picture of the company’s calling patterns and assess some things such as if the business calls are local or are there some calls that have been made across the country and if they would need to have free or cheap international calls that have need to be added to the plan. The business owner has to determine if data and texting would be vital to the organization and once the previous questions have been answered they can start to see what type of cell phone plan will be right for the company.

It is vital to note that the business owner needs to outfit the key people because it is unlikely that members of the company will need a cell phone company for their day-to-day work and reducing the number of phones that the firm can assign to key personnel can save the business money on the plan that they eventually select. If the business owner has mapped out the group’s communication needs then that should direct who is going to be issued a phone and normally senior management must have phones so that they can reach each other in emergencies or crisis.

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Why Business Phone Services and Systems are Beneficial

The modern world of today is certainly very different from the world of the past in so many different ways and on so many varying levels. Of course, this is a wonderful thing in many different ways, one of which is the fact that the modern world is full of technology which, in many aspects, aids people to live easier, more convenient and efficient lives altogether. For example, if you are a business owner, you can benefit because you can take advantage of such innovations as business phone services and systems, something that a lot of business across the globe have found it beneficial and worthwhile to do. When business owners take this step, then, they will be happy to know that they will be able, through it, to achieve a lot of wonderful advantages and benefits altogether.

Getting business phones and service systems is definitely beneficial to you and your company in so many different and wonderful ways, one of which is the fact that when you do so, you can be sure that the communications in your company can improve wonderfully. If you are so focused on trying make your faulty and old-fashioned communications systems run smoothly, it is unfortunate to know that you can lose focus on the sole purpose of these communications: your business. The great news is that because of modern phone services and systems, people can forget about these problems and enjoy smooth communications and the chance to improve their business dealings marvelously.

When you enjoy the benefits that modern business phone services and systems can give you, you will also be able to reap the sought-after advantage of being able, in the long run, to save a great deal of money. One who knows about travel expenses also knows that these are not at all cheap, and when he or she has to travel often for business, the company can lose a lot of money altogether. One will be pleased to know, then, that these expensive costs can be eliminated when he or she finds a good business phone service and system, as through it, travel can be kept to a minimum without diminishing communications.

Using a modern business phone system and service is also wonderfully beneficial to you because when you do so, you can be sure that you don’t need to spend a great deal of time and energy learning how to use it. This is because modern phones and systems are designed to be user-friendly, meaning that even those who are beginners at using technology can use them with ease.

You will definitely be very pleased to know, then, that through modern business phone services and systems, you will be able to benefit a lot of wonderful things, as you can save time and money, communicate in a smoother and easier way, and use the systems with much ease even if you are a beginner.

The Path To Finding Better Systems

Finding the Best Telephone Service Provider.

When you are looking for a telephone firm, it is important to understand that not all companies offer the same kind of service. All these companies offer their services differently as a way of ensuring that they are competitive. That means that it can be hard to find the right telephone service provider.

Due to the fact that there are many service providers, you are guaranteed of finding one that you will be comfortable with. Ensure that you inquire about the education level of the employees that will handle your project. Asking for suggestions from people that you trust is the best way of getting information because you are sure that it is genuine.

In addition, make sure that you consider the factor of kind of customer service that you will experience from your service provider. That means that you should be careful about the kind of companies that offer inferior services since you will only waste your money and time. Currently, a majority of business owners believe that they are able to attract more customer through the Internet and hence they have created websites for their businesses. Additionally, make sure that the firm that you hire offers maintenance services. Erase from your list the firms that do not respond in time since that indicates that they are not serious with their business. In case any of your potential telephone service providers takes a long time to reply to your message then you should search for another one.

Remember that the kind of service that you are searching for at the moment might not be the same one that you will need in the future. What is more, you should pick a firm that continuously trains its employees with the latest kind of telephone systems. Such an organization is likely to satisfy you unlike a firm that has only offered telephone services for a few years.

It will would be disappointing to begin looking for another firm to correct the mistake of the first one. Make an effort to read a minimum of ten customer reviews and also the negative and positive ones. There are some reviews that are found on the specific websites while others are found in independent sites. Ensure that you speak to these former customers and ask about their experiences. You can even request to visit their offices and determine the functionability of their systems and determine if you are comfortable with the quality of service.

Also, it is best to ask for a consultation from the firm that you want to work with. Therefore, it will be simpler if you write down the kind of questions that you would like to ask the professionals so that you cannot forget. Also, ask for a price estimate and select the firm that matches your budget. While there are many firms that only consider the aspect of price that should not be the case since there are other relevant elements.

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Just how to Acquire a Simple Business Phone Service in Florida

A key aspect a small business is a small business phone service. And with this kind of assistance, small scale business organizations are going to be efficient in speaking with company colleagues and also other clients and will also do other business activities without ever leaving work. Most small scale business telephone companies are offered in packages. They’re sold with a transmitter, a few devices along with other equipment relative to the package.

Many individuals like to utilize a wireless telephone as it allows connection with intercoms and enables them to use the receiver anywhere they are for as long as it is within the range of the base phone.

The sort of small company telephone service that is employed in businesses is quite much just like that of the telephone system at home. What is needed is a base station that works as the major phone-line, a caller ID and an answering machine. It is your choice as to whether you will connect additional telephones or handsets.

Some service companies can add up to two additional handsets or phones which are contained in their packaged service. But needless to say, this sort of system is expandable as you might have added phones to your system depending on your organization communication needs.

Many individuals today say that voice over Internet Protocol (VoIP) is the best for their businesses especially the small businesses. VoIP is definitely a successful small business telephone service, according to the way you look at it. Utilizing an internet connected phone may allow you to make calls anywhere on earth and never have to keep in touch with an operator and getting billed.

With this particular sort of company telephone system, the setup procedure easy. Simply make an application for a typical VoIP account and an Internet connection then purchase a router, and that is all there is to it. Envision calling other connections free of charge just by using the internet. That is what is called effectiveness.

It is best to ask competent personnel regarding how to install the service package, should you not know how to or can’t understand the offered manual. Choosing the right small business phone company is essential thus ensure you choose the proper service that may accommodate your preferences. A successful business phone service will help you with communication issues.

Other telephone service providers are offering some small-scale business services with additional functions. Obviously, small scale firms may benefit from this kind of service. It can be an invaluable requirement for most firms, and with its lower cost, getting a small business phone service for the enterprise is not that hard to obtain. Who knows, maybe having your small business phone service is what you have been lacking.

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Phase 3 Marketing And Communications Introduces 6 Centers Of Excellence

FOR IMMEDIATE RELEASE

(Atlanta, GA)— Phase 3 Marketing and Communications, a premier provider of marketing services and solutions across the southern United States and beyond, announced the introduction of their 6 Centers of Excellence. The company is offering a focused suite of solutions for business owners that can be developed and deployed separately or in unison to help them create greater brand awareness and take full advantage of every available marketing channel. A full description of Phase 3’s service suite is available at their website at

“For many companies, ‘branding’ and ‘marketing’ are dreaded terms that bring feelings of frustration and confusion. This is because most business owners engage in these all-important activities with a disjointed approach, making it difficult to get any significant return on their investment or identify opportunities for improvement. Our 6 Centers of Excellence provide a much different take on branding and marketing. We work cohesively from ideation to execution, helping companies define their purpose and tell meaningful stories. Rather than focusing solely on lead generation, our team implements multifaceted solutions that result in demand generation for a product or service,” said Jim Cannata of Phase 3 Marketing and Communications.

At business owners can get a glimpse of Phase 3’s 6 Centers of Excellence and discover how they work together to bring success in marketing and communications. The company’s offerings include help with branding, marketing, digital solutions, public relations, print media, and marketing logistics. Each service can be used in conjunction with the others or on its own to create better marketing results.

Cannata went on to say, “Our company and its approach to marketing puts the talent to ideate and the ability to execute all under the same roof, resulting in great marketing ideas being executed faster and more effectively for our clients. We make marketing a collaborative effort, working with business owners every step of the way to bring their vision to life, connect them with their target audience, and help them take their brand to the next level.”

Business owners who would like to learn more about Phase 3 Marketing and Communications’ 6 Centers of Excellence or take advantage of their services can log on to for additional information.

About Phase 3 Marketing and Communications:

Founded in 2001, with offices in Atlanta, Charleston, Charlotte, Dallas, and Nashville, Phase 3 Marketing & Communications is a leading provider of marketing services and solutions from ideation to execution to corporations throughout the United States. Through the six centers of excellence, their integrated offerings include: Brand Identity, Creative, Marketing, Public Relations, Social Media, Web Design and Interactive as well as Digital and Offset Printing, Display Solutions, Kit Packing & Distribution, POP/POS Program Management, Warehouse & Fulfillment, and Web to Print Software. Phase 3’s value proposition is simple: The talent to ideate and the ability to execute all within one company. The benefit to their customers is just as simple: Great marketing ideas executed faster, more effectively and easier for their clients.

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